The Kommunity software now operates under Amaury Abreu.

Commercial real estate deal analysis software

Is this property a good deal?

Name: Amaury Abreu Capital deal analysis engine
Author: Amaury Abreu

Enter the numbers for the property and we do the math for you. You see whether the deal works, what a lender would likely say, and where the risk sits. Creating an account is free.

Every property runs through the same checks, so two people entering the same numbers get the same answer. It takes minutes instead of days.

Check my property now Chat with the deal helper

You will create a free account first. It takes 30 seconds.

Or see how it works first

No credit pull is required to run a deal
Deterministic engine, not a black box
Free to create an account

What you will enter

Property address
Purchase price
Income (the rent it brings in)
Expenses (the bills it costs to run)

No SSN. No credit pull.

What the engine returns

LTV

Loan to value

How big is the loan compared to what the property is worth?

LTC

Loan to cost

How big is the loan compared to what you spend to buy and fix it?

LTARV

After repair value

How big is the loan compared to what it will be worth once fixed?

Cap rate

Benchmarked to market

How much the property earns each year compared to its price.

DSCR

Amortizing and interest only

Can the property's income cover the loan payments?

Stress test

Rate move and income shock

Does the deal still work if rates go up or rent goes down?

What do these words mean?Tap to open the plain words list

LTV (loan to value): How big is the loan compared to what the property is worth today?
LTC (loan to cost): How big is the loan compared to everything you spend to buy and fix the property?
LTARV (loan to after repair value): How big is the loan compared to what the property will be worth after the repairs are done?
After repair value: What the property should be worth once all the fixing is finished.
Cap rate: How much money the property earns each year compared to its price. Higher means more income for the price.
DSCR: Can the property's income cover the loan payments? Above 1 means yes, with room to spare.
Amortizing: Each payment pays some interest and also pays down the loan, so you owe less over time.
Interest only: Each payment pays only the interest. The loan amount stays the same until the end.
Net operating income: The money the property earns in a year after paying its bills, before the loan payment.
Sponsor (borrower): The person or company buying the property and asking for the loan. That is you.
Rent roll: A list of every unit, who rents it, and how much rent they pay.
Sources and uses: Where the money comes from, and what the money is spent on.
Stress test: We pretend things get worse, like higher rates or less rent, to see if the deal still works.
Basis points: A small way to count interest rate changes. 100 basis points equals 1 percent.
Bridge loan: A short loan that gets you from buying the property to a longer, cheaper loan later.
Value add: Buying a property and fixing it up so it earns more and is worth more.
Cash out refinance: Getting a new, bigger loan on a property you own and keeping the extra money.
Equity: The part of the property you truly own: what it is worth minus what you still owe.

Describe the deal. Get a full deal analysis.

No spreadsheets and no guesswork. You enter the property numbers and the engine runs the analysis a career commercial real estate analyst would run.

01
Describe your deal
Tell the engine about the property, the purpose, and your experience as a sponsor, including purchase price, rehab budget, rent roll, and sources and uses.
02
The engine runs the numbers
Loan to value, loan to cost, loan to after repair value, net operating income, capitalization rate, property debt service coverage on both amortizing and interest only terms, break even occupancy, and stress testing, computed in seconds.
03
Review your breakdown
See where the deal is strong and where it is thin, with a full metrics and flags breakdown you can open again at any time.

Deal types the engine analyzes

Single family, multifamily of two units or more, and mixed use property, from $100K to $10M in requested amount.

Acquisition and bridge

Model income producing and transitional property purchases, including fast close bridge structures where timing matters more than paperwork.

$100K to $10M
12 to 36 month bridge

Value add and renovation

Rehab and heavy renovation, analyzed on the completed value rather than only on the value today.

Up to 75 percent of after repair value
Interest only options

Refinance and cash out

Model pulling equity out, retiring maturing debt, or converting a bridge into longer term financing analyzed on property cash flow.

$100K to $10M
5 to 30 year terms

Built for difficult deals too

The engine does more than read a credit score. It models the deal, so equity heavy property and sponsors with credit history to repair still get a full and accurate deal analysis.

Difficult credit is welcome

The engine does not discard a deal at first glance. When the property carries significant equity, it models scores as low as 500.

Equity based analysis

For commercial, multifamily, and rehab deals, the engine weighs equity, cash flow, and the business plan alongside credit.

Stress testing included

Every deal is tested against a rate move of 150 basis points and a 10 percent drop in net operating income, so you see how much cushion the deal really carries.

Track record

Built by someone who has closed real deals

Amaury Abreu personally analyzed and closed more than $3M in commercial business and real estate deals before building this engine. The software that started as Kommunity now operates under his name, with the same engine and the same math behind every result.

Your next deal starts here.

Acquisition, bridge, value add, and cash out refinance deals. One engine, a full deal analysis, and no cost to create an account.

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